Whether you owe a debt you are unable to pay or are being mistakenly targeted by collection agencies, it’s important to know you have rights. Creditors’ harassing and abusive collection techniques are more than unpleasant — they are illegal. At KDM Law Firm PLLC, I protect debtors in the Tampa area and throughout Florida from aggressive creditors and collection agencies whose actions violate their rights under the law. I also represent people whose debt exceeds their ability to repay them in a timely manner by advising on bankruptcy or working with creditors to set up schedules or modifications that help clients meet their obligations. With extensive knowledge of consumer and debtor rights as well as the laws governing debt collection, I will work to end harassment and help you find relief.
The practices involving debt collection are governed by state and federal laws. When creditors violate these laws, they may be held accountable. The Fair Debt Collection Practices Act (FDCPA) prohibits creditors from collecting debt through these illegal actions:
If you have been subjected to any of these prohibited actions by a collection agency or creditor, I will take action to stop it and seek injunctive relief when possible.
If a creditor violates your rights under the FDCPA or other Florida and federal laws, you may have a cause of action. I will analyze whether additional consumer protection laws have been violated, guide you in the collection of evidence and establish a case against the abusive debt collectors. While I put an end to the harassment, I can also assess your debt to determine whether debt negotiations or bankruptcy may be options for the long-term resolution of your financial troubles.
KDM Law Firm PLLC in Tampa represents clients throughout Florida in debt collection defense matters. Call me at 941-465-9253 or contact me online to schedule your free consultation.